Baltimore, affectionately known as Charm City, offers a real estate market as diverse as its culture. From the historic rowhouses of Federal Hill to the waterfront condos in Harbor East, Local Jumbo is your partner in finding a mortgage solution that complements Baltimore’s unique character.
Dreaming of a home in Baltimore’s historic neighborhoods or the vibrant waterfront? Connect with Local Jumbo’s network of Jumbo Verified™ lenders for competitive rates and a mortgage plan tailored to your aspirations in Charm City!
Crafting Mortgage Solutions for Baltimore’s Diverse Homes
Baltimore’s real estate landscape is a blend of history and modernity. Whether you’re enchanted by the elegance of Charles Village or the contemporary style of Canton, our lenders offer mortgage strategies that cater to the diverse architectural styles of Baltimore.
- Explore a variety of mortgage types for Baltimore’s diverse properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Innovative financing for a range of homes, from historic townhouses to luxury waterfront properties.
- Mortgage plans that reflect the diversity of Baltimore’s neighborhoods, from cultural enclaves to scenic waterfront communities.
- Lending expertise tailored to Baltimore’s unique real estate market, including Land, Construction, Bridge, Cross-Collateralization, and Foreign National loans.
- Competitive rates for purchasing or refinancing, designed to suit the varied needs of Baltimore residents.
Aligning Your Mortgage with Baltimore’s Distinct Lifestyles
In Baltimore, where history meets progress, your mortgage should align with your lifestyle. Whether it’s a historic townhouse in Mount Vernon or a modern condo in Fells Point, our lenders craft mortgage solutions that resonate with your vision for living in Charm City.
2024 MARYLAND CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ALLEGANY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ANNE ARUNDEL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BALTIMORE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CALVERT COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| CAROLINE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CARROLL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CECIL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHARLES COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| DORCHESTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FREDERICK COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| GARRETT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HARFORD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HOWARD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KENT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONTGOMERY COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| PRINCE GEORGE'S COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| QUEEN ANNE'S COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ST. MARY'S COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SOMERSET COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TALBOT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WICOMICO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WORCESTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BALTIMORE CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND BALTIMORE
Neighborhoods
Cheswolde Area, Roland Parl – Homewood – Guilford, Inner Harbor, Riverside, Lower Northwood, Franklintown, Pulaski, Upper Northwood, Cedonia, Glen – Fallstaff Area, West Baltimore, Hamilton Area, Park Heights, Chinquapin Park – Belvedere, Charles Village, Reservoir Hill – Bolton Hill Area, Belaire – Edison & Greater Rosemont.
Zip Codes
21201, 21206, 21210, 21214, 21218, 21225, 21230, 21202, 21207, 212111, 21215, 21222, 21226, 21231, 21203, 21208, 21212, 21216, 21223, 21227, 21233, 21213, 21217 & 21224
Counties
Baltimore County, Baltimore City County, Harford County, Cecil County, Kent County, Carroll County, Howard County, Anne Arundel County, Calvert County, Saint Mary’s County, Charles County, Prince George’s County, Montgomery County, Talbot County & Queen Anne’s County.